Most Homeowners Aren’t Prepared When They Need Their Insurance the Most

When disaster strikes—a fire, flood, theft, or unexpected damage—homeowners turn to their insurance policies expecting coverage. However, many claims are denied or delayed due to insufficient documentation, misunderstandings about policy coverage, or disputes over asset values.

Insurance companies often require detailed proof of ownership, receipts, and accurate descriptions of damages. Without these, even legitimate claims can be rejected. For many homeowners, this adds stress and financial strain during already difficult times.

The Stakes Are High:

Denied Claims: Many homeowners are left footing the bill due to incomplete records.

Lost Time: Filing a claim can become a frustrating, drawn-out process when documentation isn’t readily available.

Financial Uncertainty: Without proper asset management, policy gaps often go unnoticed until it’s too late.

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Most Homeowners Aren’t Prepared When They Need Their Insurance the Most

When disaster strikes—a fire, flood, theft, or unexpected damage—homeowners turn to their insurance policies expecting coverage. However, many claims are denied or delayed due to insufficient documentation, misunderstandings about policy coverage, or disputes over asset values.

Insurance companies often require detailed proof of ownership, receipts, and accurate descriptions of damages. Without these, even legitimate claims can be rejected. For many homeowners, this adds stress and financial strain during already difficult times.

Here’s How We Solve It:

Comprehensive Asset Documentation: Catalog every item in your home with photos, receipts, and descriptions, all stored securely in the cloud. This ensures you have airtight evidence to back your claims.

Claim Filing Made Simple: Our platform provides step-by-step guidance for preparing and submitting insurance claims with all the necessary documentation, helping you avoid common pitfalls.

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Causes of property loss

Over 90% of asset loss is caused by natural disaster

41%

due to wind and hail damage

27%

due to fire and lightning

22%

due to water and flooding

10%

from all other causes

With PropertyHero, you’re not just tracking assets—you’re prepared for the unexpected. Our platform organizes your home’s records, making insurance claims faster and easier. Protect your peace of mind with PropertyHero, the simple way to safeguard what matters most.

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When disaster hits...

Many People within affected area will be submitting claims

Those who submit claims first are 2-3x more likely to receive money than those who wait

Those who have proper documentation receive $9000 more on average than those who don't